Best Payment Gateway for Ecommerce Website

A payment gateway for eCommerce website is a tool that holds the success of your online store.For a fully functional eCommerce website there must be a payment gateway to receive hassle free payment from the customer who order from your website.

Best payment Gateway

If people like what you have to offer online, they want to buy it, but that is not possible without a proper payment gateway unless you’re accepting cash on delivery.


Since cash on delivery is not the preferred choice of payment for most merchants due to many reasons and restrictions, payment through debit and credit cards are the better options.

Hence, I’m sharing the Best payment gateways for eCommerce Website for fast and secure checkout process.No matter which payment option you choose from the list, your store will benefit from a great service, but we’ve nevertheless listed them in order of popularity and convenience.

1. Paypal

  • Well established and renowned Brand
  • Easy checkout with just Email and password
  • Highly Secure and 24/7 protection
  • Buyers protection gives full refund
  • Very Simple setup Process
  • Extensive Integration with several third party

PayPal is an online payment system owned and operated by the American company PayPal Holdings Inc.

It is a global online payment business allowing users to make payments and money transfers online.

In 2002, PayPal was acquired by auction site eBay and has made great gains in visibility and online popularity since then, according to Statista, About 325 million active PayPal accounts in 190 markets and 24 currencies around the world.

It specifically provides online money transfers while also operating as a payment processor or payment gateway for individual online vendors, electronic ecommerce businesses, auction websites,dropshipping store and other commercial uses.

It is free to use for buyers and is available for both stores and apps. You can earn credit card rewards and have access to flexible payment options such as PayPal Credit. The checkout process is comfortable and easily customizable, giving customers a great service.

With PayPal for eCommerce you can accept:

  • Credit cards
  • Debit cards
  • PayPal
  • Venmo
  • PayPal Credit

However, store owners will have to pay a transaction fee of 3.4% + Fixed Currency fee when using PayPal for their credit card payments. Fortunately, you only do this after making a sale. Other than that, there are no setup, gateway or even monthly fees.

2. SQUARE

  • All-in-one powerful payment.
  • Takes all kind of payment securely
  • Get Paid fast from anywhere
  • Hardware for every kind of sale
  • Free to use with no monthly charge
  • Easy to setup and use POS

The Square Payment system come from a company that originally launched in 2009 commonly associated with its POS systems for in-person payments. But it also has eCommerce options for your website.

This is a great choice for those of you who have physical retail locations and plan to start selling online, especially if you already have a Square POS system.

Square has a long list of add-ons and integrations in its app marketplace. They include accounting tools, eCommerce, invoicing, POS systems, inventory, recurring billing, and a lot more. Lately, Square has added more integrations tailored to specific industries, such as healthcare management, too.

Square also provides you with a  free online store that syncs with your in-app inventory, including inventory counts and eCommerce integrations with processing fee is 2.6% + $0.10 for contactless payment and the payment that are manually keyed-in,processed using card on file or manually entered using virtual terminal have 3.5% + $0.15 fee.

If you upgrade to a plan for teams, you’ll pay a monthly fee that depends on the number of people you’re scheduling for. Square groups its pricing into plans for two to five employees ($50/month) and six to 10 employees ($90/month).

3. STRIPE

  • Most powerful and easy to use API
  • Build for developer
  • Fully Integrated suit for payment product
  • Support Payment for online and in person
  • Stripe has no setup fee or monthly fee
  • Powerful anti-fraud tools like Radar

Stripe founded in 2011 in USA is a top payment company that builds economic infrastructure for the internet. Businesses of every size from new startups to public companies use our software to accept payments and manage their businesses online.

This payment gateway software solution supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payments via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma.

Payment Support

Important Payment method includes Credit and debit cards, ACH, Alipay, Apple Pay, Bacs Direct Debit BECS, Direct Debit, FPX, OXXO, SEPA Direct Debit and WeChat Pay.

It’s a great choice for ecommerce shops, subscription services, or on-demand marketplaces. So for those of you who operate a business with multiple processes and services, this is definitely something that you should take into consideration.

Stripe payments acceptance has no monthly fee and charged a fee of 2.9% + $0.30 per transaction for each payment you accept online. 

The per-transaction rate could be less depending on volume. If you process more than $80,000 month, Stripe suggests getting a personalized quote.

Additional charges may apply if you use optional services, such as Stripe Billing for recurring transactions. Recurring billing starts at 0.4% on top of the costs of card acceptance, but may be waived for the first $1 million of recurring transactions you process. 

Stripe has exceptional tech support and customer service. You can reach representatives 24/7 via phone, live chat, or email. Overall, it’s definitely one of the top payment methods to use on your ecommerce site.

4. 2CHECKOUT

  • Automatic Operation and scale growth
  • Integrates Quickly with any of the 120 carts
  • Lock in recurring revenue
  • Advance fraud protection
  • In store and mobile functionality
  • Helpful and responsive Customer support

2Checkout founded in 2006 is another payment gateway that’s available in more than 180 countries where mostly it is used in combination with another payment gateway.

The 2Checkout solution serves as a wonderful option, since it integrates well with Shopify, Bigcommerce and more.

It is a widely used payment gateway because the platform can be integrated into more than a hundred online invoicing systems and shopping carts. These include Shopify, WP e-Commerce, Magento, Bookly, Checkfront, Cloudbooks, and many more.

Payment Support

2CheckOut provides support for various payment methods such as PayPal, Visa, MasterCard, American Express, JCB, Discover, Diner’s Club, and debit card

The platform’s checkout services were designed to maximize the users’ conversion through adaptation to local aspects of their industry such as currencies, languages, and payment methods.

5. AUTHORISE.NET

  • Accepting Payment with or without website
  • Advanced Fraud detection
  • Best API Integration
  • Free 24/7 Support with Real people
  • Simple checkout and user interface features

Authorize.net launched in 1996, the Utah-based owned by Visa and is already a familiar name and popular option for many businesses across the US to simplify the payment process.It Rank 5th in our list as best payment gateway for Ecommerce website.

As a payment gateway with products and services to suit a variety of users it has a well-proven track record. On top of that, Authorize.net offers a seamless user experience, which if you’re in need of credit card processing will prove very useful indeed.

Authorize.net does come with plenty to offer the medium to large business with a unique display of features that work very well. It has advanced fraud protection which includes 13 configurable fraud filter including IP address tracking, transaction and shipping.

Payment Support

Authorize.net is also able to work with multiple card types including Visa, MasterCard, Discover, American Express, JCB, PayPal, Visa SRC, Apple Pay, Chase Pay and E-check. There’s also the capacity for setting up recurring payments and invoicing too.

While Authorise.net does offer a complete solution, in that it’s able to help you with e-commerce integration, has point of sale options as well as being able to process mobile and phone payments, Additional features such as automatic account updating allow your business to stay bang-up-to date with regular customers.

the current pricing structure of Authorize.net is available in three different options. The website recommends its All-in-One option, which is a route that lets Authorize.net get you set up with both a merchant account and a payment gateway. There’s no setup fee, while the monthly gateway costs $25 plus a per transaction charge of 2.9% + 30¢. 

6. APPLE PAY

  • Quick and easy NFC Payment system
  • Touch ID for Security
  • Available in almost 24 countries
  • Person to person payment
  • Widely used contactless payment gateway
  • Extremely easy to use in IPhone and iWatch

Apple pay founded in 2014 in USA is an Apple mobile payments service designed to allow IPhone users in various countries to make payments for goods and services with their iPhones in retail stores using an NFC chip built into their iPhones.

It also lets users make one-tap purchases within apps that have adopted the Apple Pay API, and it is available on the web on devices running iOS 10 or mac OS Sierra.

Apple enabled person-to-person Apple Pay payments through the Messages app on the iPhone and Apple Watch. Using Apple Cash, you can send money to friends or family in the United States.its own credit card, the Apple Card, which has unique perks and benefits, offers deep integration with Apple Pay and the Wallet app.

Payment Support

The contactless payment gateway accepts Visa, Master Card, American Express, Union Pay, QUICPay, and Suica.

Money can be sent in Messages using standard fingerprint/face authentication and funds received are available in a new Apple Cash card that’s located in Wallet. This card can be used to make Apple Pay purchases where Apple Pay is accepted.

It can also be transferred to a bank account. Apple partnered with prepaid card provider Green Dot for the Apple Cash card.

Top 5 Best Ecommerce Platforms for 2020

The following platforms are best for beginners with little experience setting up or managing a ecommerce website. These five providers offer solutions for small businesses…
Read More

The Best Ecommerce Website Builder

If you want to start selling online, Building a successful online business starts with choosing the best ecommerce platform for you, which is why this article…
Read More

Leave a Comment

Your email address will not be published. Required fields are marked *